It’s Time to Plan Your Christmas Budget (Video)

It's Time to Create Your Christmas Budget

Christmas is just 16 short weeks away! Last year the average family spent close to $900 on the holidays.  If you wait until the last minute, you could end up with maxed out credit cards come January!

Yes, I know it’s still the middle of summer, but with a little budgeting and planning, you can have that $900 in cash saved up for your holiday spending. Here’s how much to save, depending on the frequency of your paychecks, if you start right NOW:

  • Weekly – $56/ pay period
  • Bi-Weekly – $112/ pay period
  • Monthly – $225/ pay period

Just transfer the money each payday into your savings from now until Christmas and you’ll avoid a credit card hangover in the new year!